Save Smarter. Earn More.

Turn your savings into real rewards with Gold Savings.

With every deposit, you grow your money and earn tokens you can convert to airtime — or even cash (coming soon). It’s savings with benefits. Start today. It’s simple, secure, and built for your goals.Your money should work as hard as you do.

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Powerful Features Built to Help You Save Better

From simple goal-setting to real rewards, every feature of Gold Savings is designed with your financial growth in mind.

💼 Smart Savings Plans

Whether you want to lock in savings or set goals with flexible timelines, we’ve got plans that grow with you — plus interest.

🎨 Sleek, User-Friendly Design

Clean, intuitive, and easy to navigate — Gold Savings is designed for simplicity, clarity, and confidence at every step.

🔐 Bank-Level Security

Your data and funds are protected with encrypted systems, secure logins, and real-time monitoring to keep you safe.

Get Reward Why You Save!

End and Convert TOKENS from your savings, referrals and completed cycles!

Start Saving in 3 Easy Steps

📲 Download the Mobile App

Get the Gold Savings app on your phone. It's free and available for both Android and iOS users.

👤 Create Your Account

Sign up in minutes using your email. No long forms or hidden fees — just a smooth, secure onboarding.

💰 Start Saving & Earning

Pick a savings plan, make your first deposit, and start earning tokens instantly. Watch your savings grow!

Frequently Asked Questions

Is there a minimum amount required to save?

No. You can start saving with any amount that works for you. There’s no minimum for savings on Gold Savings.

What is the minimum amount required to invest?

The minimum investment amount is ₦5,000. This ensures your funds are eligible to earn interest and rewards.

Do savings and investments both earn interest?

Yes. Whether you’re saving casually or investing more intentionally, your funds can earn interest based on your plan and duration.

Can I withdraw my savings or investment anytime?

Withdrawals are allowed, but early withdrawals may reduce your interest or token rewards. The system will notify you of any impact before confirming.

How can I monitor my savings and investment progress?

Your dashboard gives you a full overview of your savings balance, investment growth, interest earned, and tokens collected.